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Life Insurance Calculator

How much life insurance do you actually need?

Built on the DIME method — Debt, Income, Mortgage, Education. Adjust the numbers below and your recommended coverage updates live.

Your Situation

Annual income

Mortgage balance

Other debts

Final expenses

Savings & investments

Existing life insurance

Years of income replacement15 yrs

Number of children2

College funding per child100000

This is an estimate for planning, not a quote. Your exact coverage and rate depend on age, health, and carrier underwriting. Book a consultation for a personalized recommendation.

Recommended Coverage

$1,570,000

Income replacement$1,125,000

Mortgage$250,000

Other debts$20,000

Children's education$200,000

Final expenses$15,000

Total need$1,610,000

Less savings & coverage- $40,000

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